General Insurance Tips

Umbrella insurance can save you from being "wiped out."

Do you have umbrella insurance? If you don't have any at the moment, you probably should purchase a plan. And even if you do have it, your umbrella insurance policy may not provide enough protection.

Umbrella coverage, usually sold in increments of $1 million, provides protection to your possessions above and beyond what your home, automobile, and boat insurance policies provide. But it isn't just for the wealthy. It can protect you from a damaging loss if something happens to your property. And it can provide protection from lawsuits, supplying damages and legal fees.

As the damages paid for accidents continue to rise, litigation is getting more and more expensive for the losing party. Umbrella insurance can help keep you from be ruined by an unfortunate lawsuit if someone injures themself on your property, or if you get into a serious car accident.

Read more about umbrella insurance in New York Times Business:
http://www.nytimes.com/2008/03/18/business/businessspecial3/18insure.html?pagewanted=1&_r=1

Check out the California Department of Insurance.

If you are looking for more information about insurance in the state of California, visit the California Department of Insurance. For specific information on automobile, health, business, life, and residential insurance, check out their Information Guides for each of these topics.

http://www.insurance.ca.gov/0100-consumers/ http://www.insurance.ca.gov/0100-consumers/0060-information-guides/

Learn about California Insurance Codes.

If you are interested in specific information about California Insurance Codes, California Law provides a table of contents with links to the insurance codes.

http://www.leginfo.ca.gov/cgi-bin/calawquery?codesection=ins&codebody=&hits=20